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Pensions
Pensions Section
Rhondda Cynon Taf CBC
Bronwydd House
Porth
Rhondda
CF39 9DL

01443 680611
pensions@rctcbc.gov.uk

How much will it cost?

Your contribution rate will be based on your the pensionable pay that you receive, this includes any non-contractual overtime.

The rate you pay depends on which pay band you fall into:

2019/2020

tabletable

Gross Pay

Contribution Rate

£0 - £14,400

5.5%

£14,401 - £22,500

5.8%

£22,501 - £36,500

6.5%

£36,501 - £46,200

6.8%

£46,201 - £64,600

8.5%

£64,601 - £91,500

9.9%

£91,501 - £107,700

10.5%

£107,701 - £161,500

  11.4%
  More than £161,501   12.5%

If you work part time and were in the LGPS before April 2014 then your contribution rate would have been based on your full time equivalent pay.  After April 2014 your rate is determined by your actual annual pay rate.

If you pay tax, the actual cost to you will be lower as you get tax relief on the contributions you make to the scheme.