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Authorised Absence

You may, at one time or another, be absent from work and this can affect your pension benefits.

Authorised Leave of Absence

If you have been away from work and not been paid then you won't have built up any pension benefits during that time.  It is possible for you to buy back any pension that you have 'lost' by taking out an Additional Pension Contract.Your employer should provide you with information when you return to work.

Maternity, Paternity and Adoption

During periods of ordinary maternity, paternity or adoption leave and paid additional maternity, paternity or adoption leave you will still build up pension on your Assumed Pensionable Pay (this is approximately the pay that you would have received had you been in work)

For any periods of unpaid maternity, paternity and adoption leave then you will be able to buy back any 'lost' pension by taking out an Additional Pension Contract (APC).

If during the first 30 days, following your return to work after a period of unauthorised absence, if you elect to take out an APC then the cost will be split 1/3 to you and 2/3 to your employer.  If you choose to take out an APC after the first 30 days on returning to work then you will have to pay the full cost.

Jury Service

If you do not receive any pay while you are on jury service you will be able to take out an APC to buy back any lost pension, you will need to speak to your employer about this.

Please see the Absent from Work and Maternity Factsheets under E Forms and Literature  for further information