Your contribution rate will be based on your the pensionable pay that you receive, this includes any non-contractual overtime.
The rate you pay depends on which pay band you fall into:
2025/2026
How much will it cost?
| Gross Pay | Main Section Contribution Rate | 50/50 Section Contribution Rate |
|---|
|
£0 - £17,800
|
5.50%
|
2.75%
|
|
£17,801 - £28,000
|
5.80%
|
2.90%
|
|
£28,001 - £45,601
|
6.50%
|
3.25%
|
|
£45,601 - £57,700
|
6.80%
|
3.40%
|
|
£57,701 - £81,000
|
8.50%
|
4.25%
|
|
£81,000 - £114,800
|
9.90%
|
4.95%
|
|
£114,801 - £135,300
|
10.50% |
5.25%
|
|
£135,301 - £203,000
|
11.40% |
5.70% |
| £203,001 or more |
12.50% |
6.25% |
6f you work part time and were in the LGPS before April 2014 then your contribution rate would have been based on your full time equivalent pay. After April 2014 your rate is determined by your actual annual pay rate.
If you pay tax, the actual cost to you will be lower as you get tax relief on the contributions you make to the scheme.